Private college tuition. Gulp.Times two this year. Double gulp.Medical bills from a kiddo’s recent hospitalization, labs, tests, and follow-ups.Air conditioning that doesn’t work (in TEXAS!).Recent home renovation that overshot the budget.1968 plumbing.A car way past 200,000 miles, ready to give up at any time.Competitive dance.Ouch!When we look at our family’s budget, it’s easy to feel overwhelmed. We are creatively looking at ways to cut expenses and decide where to spend[…]